Access to international investments from a regional bank's app

PROBLEM

• The bank lacked the infrastructure needed to connect its retail clients to international markets, risking the loss of users to external fintech platforms for global investing
• The trading desk operated manually, unable to compete on speed with international standards where a growing share of FX volume is already algorithmic
• Managing FX flows, international custody and KYC/AML compliance across multiple jurisdictions was a highly complex technical and regulatory barrier to launching a global investment offering

SOLUTION

• Abaqus implemented Trade IQ as a native module embedded in the bank's app, enabling investment in fractional international stocks and ETFs with instant digital onboarding
• It also implemented a millisecond algorithmic execution engine for the money desk, based on predefined logical rules, free of emotional bias and with low latency on cloud architecture, connected in real time to the local electronic exchange
• All of this with built-in risk guardrails (automatic stop-loss/take-profit controls), full traceability and regulatory validation on every transaction, with no friction for the end user
• Automated KYC/AML compliance within the onboarding flow, managing cross-border complexity without manual intervention

RESULTS

• Launch of an international investment offering in record time, without diverting focus from the bank's core business
• Client retention through a global investment ecosystem embedded in the app, preventing capital flight to third-party platforms
• Millisecond algorithmic execution for the money desk, aligned with international high-frequency trading standards
• Full traceability and automated risk guardrails on every operation, with natively integrated regulatory compliance